Messages

Union Bank Officers Association (Kerala State) warmly congratulates Kum. Nakshatra, daughter of our colleague Smt. Shyla M S (Asst. Manager, MCB Pallipalayam, RO Salem), on her outstanding performance at the 68th Kerala State School Games – Swimming Championship.

🏊‍♀️ Nakshatra, a student of Al-Farookhia Higher Secondary School, Cheranelloore, Kochi, brought home 3 medals and has qualified to represent Kerala at the National level in 2 events.

Such success takes years of discipline, early-morning practice and unwavering family support. We congratulate Nakshatra on her dedication and Smt. Shyla and family on this proud moment.

We wish her many more victories and hope she goes on to become a pride of Kerala and India in the pool. 🇮🇳

_With best wishes,_
Union Bank Officers Association (Kerala State)

🎯 _Decode Policies. Master the Essentials. Stay Knowledge-Ready!_

🚀 Union PRAGATI brings you focused knowledge-enhancement sessions that simplify complex Master Circulars and banking policies into clear, concise, and practical key takeaways every officer should know.

📖 Covering Loan Policy, Credit Monitoring, Staff Accountability, Loan Products, and other crucial policies & Master Circulars — empowering officers with policy awareness, professional confidence and the knowledge to safeguard their service interests.

Be part of our growing PRAGATI family & Join us in learning, sharing knowledge and growing together.

Join any one of our WhatsApp groups:

https://chat.whatsapp.com/LPBsoMYEhrR7O4DPI8UhtY

Share with your colleagues and spread the power of knowledge!

Team UNION PRAGATI
Learn Together. Grow Together. Progress Together.

Dear Comrades,

We have been receiving several queries from the field regarding the availing of compensatory off for working on Sunday, 27 September 2026, particularly in view of the approaching deadline.

As you are aware, IBA and UFBU have already signed the minutes wherein IBA has agreed to pay one day’s wages to the employees who worked on that Sunday.

It is reliably learnt that the process is underway and further clarity is expected within a day or two. Once the bank receives the necessary advisory from IBA, in this regard, it will be processed accordingly.

We will share further information as and when clarity emerges.

Sreenath Induchoodan

Dear Comrades,

As informed earlier, 19th October has been declared a holiday under the Negotiable Instruments Act, while the holiday on 21st October also continues.

Our close and persistent follow-up with the concerned authorities has yielded the desired results, ensuring that both holidays remain in place.

In solidarity,

Sreenath Induchoodan
State Secretary
AIBOC Keralam

Dear Comrades,

We are receiving a number of enquiries from different parts of the country regarding bookings at our Association’s guest houses. In order to ensure a convenient and hassle-free booking process, all guest house bookings and payments are now handled through our official website.

📌No oral bookings or physical bookings are entertained.

✅ The entire booking process is online. There is no need to call or speak to anyone to make a booking.

🔗 HOW TO BOOK YOUR GUEST HOUSE

👉 Visit: https://uboak.in/guest-house

⬇️

🏠 Select your preferred guest house — Thiruvananthapuram or Ernakulam.

⬇️

📅 Click “View & Book” and check availability for your required dates.

⬇️

📝 Enter the required details and submit your booking request.

⬇️

💳 Complete the online payment through the website.

⬇️

📲 Your booking details will be processed through the online system. The booking confirmation and relevant communication, including the guest house administrator’s contact details, will be provided through Whatsapp & E mail.

We request all comrades, colleagues and officers from across the country to use this online facility and share this information widely.

One website. One transparent process. A simple and convenient booking experience.

In solidarity,

Sreenath Induchoodan
General Secretary
UBOAKS(AIBOC)

Dear Comrades,

We are aware of the recent development in Canara Bank, where the Board has extended a one-time relaxation in certain DFS-prescribed eligibility conditions for conversion from the Specialist Officer Cadre to the Generalist Officer Cadre.

While the implementation of the DFS guidelines in Canara Bank has had wider adverse implications, including for officers deemed converted to the Generalist Cadre in terms of their job roles and promotional prospects, this one-time relaxation appears to be an attempt to address the concerns, albeit partially.

We have already taken up the matter with our Central Office and are pursuing it further. We assure our Specialist Officers that we will make our best efforts to convince the management to consider a similar relaxation, citing the Canara Bank precedent.

We will pursue this matter with the top management as any relaxation remains subject to the Board’s decision.

Regards

Sreenath Induchoodan (AIBOC)

Honoured to be part of the 5th Triennial Conference of UBIOA-K and address this gathering of our dear “Unionites”.

Do join in and watch my address through the link below. Your love, support and solidarity mean a lot..!

https://youtube.com/live/dR7MgivnC18?feature=share

Together, let us strengthen the bonds of unity and solidarity!

Sreenath Induchoodan

_Group Medical Insurance – What's New_

The current policy ends on 31.10.2026. Here's what improves in the renewed policy (in-service & retirees, other than SBI):

Room & ICU Rent (6 metros)
• Room: ₹5,000 → ₹7,000/day
• ICU: ₹7,500 → ₹9,500/day
Metros: Delhi, Mumbai, Chennai, Kolkata, Bangalore, Hyderabad & their urban agglomerations

Maternity
• Normal delivery: ₹50,000 → ₹1,00,000
• Caesarean: ₹75,000 → ₹1,50,000
• Baby care (delivery to discharge) and vaccination (up to 1 year, per National Immunisation Schedule) now covered within the maternity limit

Infertility Treatment – NEW in Base Policy
• Dedicated limit of ₹2 lakh – no separate top-up premium needed

Critical Illness Ex-gratia (Employees)
• ₹1,00,000 → ₹2,00,000

Cataract
• ₹40,000 → ₹50,000 per eye (incl. any lens + pre/post hospitalisation)

Dependent Income Limit
• ₹18,000 → ₹24,000 per month

Newly Covered for All
• Albumin infusion as daycare procedure
• Peritoneal dialysis – with or without hospitalisation
• Oral chemotherapy – drugs, consultation & investigations

Domiciliary Treatment Now Includes
• Dengue, Chikungunya & other vector-borne diseases
• Rare diseases (MoHFW Group 2 & 3)

Officers' Cover (Premium paid by Bank)
• Scale I–V: ₹5.25 lakh
• Scale VI–VII: ₹7 lakh

Retirees
Bank circulars will follow; retirees can then submit options and remit premium. Top-up and add-on (for physically/mentally challenged dependents) options remain available.

UFBU has taken up with IBA that the cost of premium be borne by Bank managements – it is part of the Residual Issues.

_Source: AIBOC Circular 2026/76 reproducing UFBU Circular 2026/38 dt. 02.10.2026_

To officers nearing retirement - your fear is unfounded, and IBA has said so in writing.

By its own letter dated 22 May 2002 (No. PD/GSN/SBT/G2/276), the Indian Banks' Association confirmed that a decision of its Working Group, taken on 18th April 2000, holds that participation in strike during the last 10 months before retirement will not affect pension for all time to come.

Average emoluments will still be calculated exactly as Regulation 38(4) of the Bank Employees' Pension Regulations, 1995 provides. This is IBA's own word.

So do not let anyone frighten you into silence at the very end of your service.

This may be your last chance to stand with your fellow officers before you walk out these gates for good. Do not spend your final months as a bystander. Join the strike - stand tall, and leave with dignity.

Sreenath Induchoodan
(AIBOC)

Dear Comrades,

It has been observed that several verticals/executives have issued letters and circulars expanding the scope of “sensitive installations.” Such unilateral enlargement is not appropriate and cannot override the agreed Bipartite Settlement/Joint Note.

AIBOC has already clarified the position, and UFBU has also conveyed the matter to IBA. The relevant AIBOC circular is attached herewith and may be appended to your reply wherever required.

If any member is directed to report to a Currency Chest or any such installation and is asked to submit a written response, please use the attached format.

Remain firm, follow the organisational call, and uphold our collective position.

Comradely,
Sreenath Induchoodan
(AIBOC)

Dear LBOs & Probationary Officers,

Today, we are put to a test, a test of our RESOLVE, our UNITY, our STRENGTH and our COMMITMENT to the common cause.

UFBU has given the call for a three-day nationwide strike on 28th, 29th and 30th September. The entire banking fraternity is standing together in this struggle.

We are aware that pressure, threats and intimidation may come from the various corners to break the strike. But we are confident that pressure cannot break our unity, and intimidation cannot weaken our resolve.

We call upon every LBO and Probationary Officer to stand with the collective decision of the banking fraternity and participate in the strike with courage and dignity.

If anyone asks you to give a written undertaking or explanation regarding the strike, your answer should be clear and firm:

“UFBU, on behalf of us has already given the prescribed notice of the strike, and we will abide by that.”

Do not allow fear or pressure to divide us.

LBOs will prove that Gen Z will never break, never bend and never budge.

Stand United. Stand Fearless. Stand Firm.

28–29–30 September
OUR UNITY, OUR STRENGTH, OUR STRIKE.

Sreenath Induchoodan
(AIBOC)

To all Officer Members posted at NPC / Currency Chests / CTS Grids

It appears that certain Back Office / Regional Office is issuing letters citing Clause 16 of the 5th Joint Note (2.6.2005) and Clause 37(i) of the 8th Bipartite Settlement to declare "Critical Service Units" or “Sensitive Installations” for 28 Sep to 30 Sep, directing every officer posted there to attend normal duty.

*Clause 16 of the 5th Joint Note actually reads:*

"Officers manning Hubs/ Switch Centers, Disaster Recovery Centers or similar sensitive installations requiring round the clock maintenance/ surveillance and Security Officers required to provide round-the-clock maintenance/ surveillance shall not participate in any work stoppage/ strike action."

Clause 37(i) of the 8th Bipartite Settlement is reported (per a contemporaneous officers' association circular) to similarly exempt only Watch & Ward staff and employees responsible for installations requiring round-the-clock maintenance and surveillance again, not a blanket exemption for every employee at a location.

Neither provision mentions Back Offices, Currency Chests, CTS Grids, or Critical Service Units." Both are confined to officers/staff actually manning sensitive installations that genuinely require round-the-clock presence, not to every officer merely posted at an establishment.

Please note:

1. Being posted at a Currency Chest does not by itself, bring you within either exemption or bar you from the strike.
2. Unless your specific role is round-the-clock manning of the kind these clauses describe, you are free to join the strike called by AIBOC and UFBU for 28th, 29th and 30th September 2026

Please do not be pressured into attending duty during strike period on the strength of this order alone.

Sreenath Induchoodan

Dear Colleague,

BWISE 3.0, hosted by Thanal Society and powered by UBOAKS (AIBOC), has announced its venues — registration is now open for two sessions, one in Thrissur and one in Kozhikode.

For the first time, registration and payment are being done completely online through our in-house digital infrastructure 💻.

✅ Register online by clicking the link below — a very easy UI with the payment gateway integrated for quick, hassle-free payment.

🔗 https://thanal.uboak.in/e.html?t=d58567bc0740f637359a258c58396511

👉🏻 Every officer working in Kerala MUST register and attend at least one BWISE session.

👉🏻 Officers from Kerala working outside the state may voluntarily register and participate.

👉🏻 Since this is our first time moving registration, attendance and payment fully online, please complete it early and reach out if you face any difficulty.

📍 Venue details, including location & map, are available on the registration page.

Sreenath Induchoodan
General Secretary
UBOAKS (AIBOC)

Dear Colleagues,

This is to inform all members that the Work-to-rule & Withdrawal of extra cooperation as part of our ongoing organizational action, continues to remain in effect until further notice.

In line with this, all members are requested to:
- Strictly adhere to official working hours (exit by 5.30 PM)
- Avoid taking up any additional or discretionary work beyond assigned duties

Your continued solidarity and participation are crucial to the success of this action. Please ensure full compliance and encourage fellow members to do the same.

Further updates will be shared as the situation develops.

In solidarity,
Sreenath Induchoodan
General Secretary
UBOAKS (AIBOC)

Dear Comrades,

The UFBU call for the All-India Bank Strike on 11 September 2026 stands, and the requisite strike notice has already been served on the Indian Banks' Association.

👉🏻 All our members, officers in regular service, Probationary Officers, Local Bank Officers (including those presently on probation), and officers nearing retirement, are expected to participate in the strike in accordance with the UFBU call and this Association's organisational instructions.

👉🏻 Every participating member shall clearly confirm their participation in the strike report. This is an important organisational requirement and shall be complied with by every member without exception.

👉🏻 No officer observing the strike shall recklessly or casually hand over branch keys, custody or charge to anybody. Where a competent authority directs handover of keys/charge prior to the strike, the officer shall ensure that proper handover/takeover procedure is completed and documented - including verification of cash, ATM cash, gold packets/pledged gold and reconciliation thereof, and other material assets/documents under custody, with appropriate acknowledgement obtained.

👉🏻 Any officer deputed or nominated for physical or online training on 11 September 2026 shall not attend such training. Training assigned by the Bank is an official duty, and an officer observing the strike shall not discharge official duties on strike day.

Every member is expected to maintain the highest level of organisational discipline, unity and restraint. Any deliberate attempt to undermine the strike, bypass the organisational call, compel members to perform duties contrary to the strike position, or any apparent unfair labour practice or other coercive or improper action, shall be reported promptly to the concerned Regional Faction /Association leadership.

Sreenath Induchoodan
General Secretary
UBOAKS (AIBOC)

With profound grief, we inform the sad demise of Sri. Arun J Murali, Senior Manager, MCB Ernakulam, who passed away this morning.

Residence: https://maps.app.goo.gl/hQfz72NzVdYCb28A6

Cremation details will be informed later.

We express our deepest condolences to the family members. May the departed soul Rest in Peace. 🙏🙏🙏

⚫⚫⚫⚫⚫⚫

_Union Bank Officers Association (Kerala State)_

പ്രിയ സഖാക്കളേ,

നമ്മുടെ പ്രക്ഷോഭ പരിപാടികൾ കൂടുതൽ ശക്തിപ്പെടുത്തുന്നതിനും, നമ്മുടെ ന്യായമായ ആവശ്യങ്ങളെക്കുറിച്ച് പൊതുജനങ്ങളിൽ അവബോധം സൃഷ്ടിക്കുന്നതിനുമായി UFBU ഇന്ന് “പോസ്റ്റർ ദിനം” ആയി ആചരിക്കാൻ തീരുമാനിച്ചിരിക്കുകയാണ്.

ഇതിൽ ഓരോ സഖാവും സജീവമായി പങ്കാളികളാകണമെന്ന് അഭ്യർത്ഥിക്കുന്നു. ഇതോടൊപ്പം നൽകിയിരിക്കുന്ന ഔദ്യോഗിക പോസ്റ്റർ എല്ലാവരും തങ്ങളുടെ WhatsApp Status, Facebook, X (Twitter), Instagram തുടങ്ങിയ എല്ലാ സാമൂഹിക മാധ്യമ പ്ലാറ്റ്‌ഫോമുകളിലും നിർബന്ധമായും പങ്കുവെക്കണം.

നമ്മുടെ ആവശ്യങ്ങളും പ്രക്ഷോഭത്തിന്റെ വിഷയങ്ങളും പരമാവധി അംഗങ്ങളിലേക്കും പൊതുസമൂഹത്തിലേക്കും എത്തിക്കുക എന്നതാണ് ഈ ഡിജിറ്റൽ പ്രചാരണത്തിന്റെ ലക്ഷ്യം.

അതിനാൽ, ഓരോ സഖാവും തങ്ങളുടെ എല്ലാ സോഷ്യൽ മീഡിയ ഹാൻഡിലുകളിലും പോസ്റ്റർ അപ്‌ഡേറ്റ് ചെയ്യുകയും, പരമാവധി ആളുകളിലേക്ക് അത് എത്തുന്നുവെന്ന് ഉറപ്പാക്കുകയും ചെയ്യുക.

ശ്രീനാഥ് ഇന്ദുചൂഡൻ

Dear Members of UBOAKS (AIBOC),

As you all know, we are on the path of agitation for the long-pending demand for 5-Day Banking and against the discriminatory and divisive PLI scheme introduced by DFS.

It is our bounden duty to oppose this unjust treatment, stand united, and demonstrate our protest.

Tomorrow, 1 September, all members shall wear black badges while on duty and, wherever possible, communicate with customers and explain the reasons behind our strike and protest. _(Badge PDF is enclosed herewith)_

Let us stand united. Let us raise our voice. Let us defeat this injustice together.

Unity • Struggle • Victory

Sreenath Induchoodan
General Secretary
UBOAKS (AIBOC)

Dear Comrades,

All affiliates/units are requested to immediately appraise the rank and file and ensure strict implementation of the following directives without exception.

Standing Directives to All Members

Effective from 24 August 2026 and to continue on every working day until further advice:

•Work strictly as per prescribed rules, procedures and norms. All forms of extra cooperation shall stand withdrawn.
•Strictly adhere to normal working hours. No work shall be undertaken before or beyond scheduled working hours. All members must leave the Branch/Office by 5:30 PM.
•Exit from all official WhatsApp groups and refrain from participating in official work-related communication through WhatsApp.

These directives shall be implemented uniformly and without fail.

Rupam Roy
General Secretary - AIBOC

Kargil Vijay Diwas is a solemn reminder of the unparalleled courage, sacrifice, and unwavering patriotism of our brave soldiers who defended the nation’s sovereignty against all odds.

On this day, we pay our heartfelt tributes to the heroes of Kargil and reaffirm our gratitude for their selfless service. Their valour will continue to inspire generations.

Jai Hind! 🇮🇳

Sreenath Induchoodan

The Indian express gives a comprehensive coverage for the debate hosted by All India Bank Officers Confederation (Keralam)